Terms of Use

Agreement to Terms

By accessing and using hyper-gadget.com, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Description of Services

hyper-gadget provides financial education services designed to improve financial literacy and decision-making. Our services include educational sessions, personalised guidance, and practical tools for managing personal finances.

We are educators, not financial advisors. We do not provide regulated financial advice, investment recommendations, or sell financial products.

Educational Purpose

All information provided through our services is for educational purposes only. It should not be considered as:

• Regulated financial advice
• Investment recommendations
• Tax advice
• Legal advice

You should consult with qualified professionals before making significant financial decisions.

User Responsibilities

When using our services, you agree to:

• Provide accurate and truthful information
• Use our services only for lawful purposes
• Not share access credentials with others
• Take responsibility for your own financial decisions
• Inform us of any changes to your contact information

Payment Terms

All prices are listed in British Pounds (GBP) and are inclusive of VAT where applicable. Payment is required before services commence unless otherwise agreed in writing.

We accept payment via bank transfer or other methods as agreed. Payment details will be provided upon enrollment.

Cancellation and Refunds

You may cancel your enrollment up to 48 hours before your first scheduled session for a full refund. Cancellations made with less than 48 hours notice are non-refundable.

Individual sessions may be rescheduled with at least 24 hours notice. Late cancellations or no-shows may forfeit that session.

Intellectual Property

All content on this website, including text, graphics, logos, and educational materials, is the property of hyper-gadget and protected by UK copyright law.

You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

Materials provided during our services are for your personal use only and may not be shared or redistributed.

Limitation of Liability

hyper-gadget provides educational services to the best of our ability. However, we cannot guarantee specific financial outcomes.

We are not liable for:

• Financial losses resulting from decisions you make
• Errors or omissions in educational content
• Technical issues affecting service delivery
• Third-party actions or advice

Our total liability shall not exceed the amount you paid for the specific service in question.

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we handle your personal information.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We will provide reasonable notice of significant changes.

Termination

We reserve the right to terminate or suspend access to our services immediately, without prior notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to Terms

We may revise these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Use, please contact us at:

Email: [email protected]
Address: 42 Finsbury Square, London, EC2A 1AD, United Kingdom